ADI Chain and ZIGChain have signed a memorandum of understanding (MoU) to develop stablecoin-based infrastructure for tokenized real-world assets (RWAs) and on-chain financial applications.
The agreement was signed with ZIG Markets, the access and distribution layer within the ZIGChain ecosystem.
The collaboration will initially focus on tokenized receivables, supply chain finance, working capital for small and medium-sized enterprises (SMEs), and tokenized private credit, with stablecoins used as the settlement layer.
Under the partnership, ADI Chain will provide its regulated blockchain infrastructure based on its Regulation, Compliance, and Policy (RCP) framework to support institutional-scale real-world asset tokenization. ZIG Markets will contribute its capabilities in asset origination, tokenization, vault infrastructure, and distribution.
The two organizations will work to connect ADI Chain’s settlement infrastructure with ZIG Markets’ tokenized capital markets platform to facilitate the movement of assets, liquidity, and investment opportunities across both ecosystems.
The collaboration supports the growing use of blockchain technology in business finance. According to industry data, tokenized real-world assets, excluding stablecoins, reached $19.32 billion at the end of the first quarter of 2026, an increase of 256.7 percent from the beginning of 2025. Including fiat-backed stablecoins, the broader tokenized asset market exceeds $320 billion.
The partnership is focused on supporting financial applications such as receivables financing, working capital, trade finance, and private credit through stablecoin-based settlement infrastructure.
The MoU also provides a framework for the parties to evaluate Shariah-compliant financial structures. ZIG Markets’ ecosystem includes participants such as Zamanat and Nawa, which have experience in tokenization for ethical finance.
In addition to its initial focus on PayFi, receivables financing, and private credit, the collaboration may expand to trade finance, treasury products, tokenized investment funds, and other real-world asset categories over time.
Ramana Kumar President – Stablecoin Ecosystem ADI Foundation
“ADI Chain’s sovereign and institutional-grade blockchain is best placed to bring high-quality RWAs on-chain for distribution across institutional, semi-institutional, family offices, funds, and retail investors. Through this MoU with the ZIGChain ecosystem, we’re utilizing our infrastructure and capabilities to build RWA tokens across trade and supply chain receivables, working capital, and private credit with better efficiency and speed compared to traditional financial systems and processes.”
Abdul Rafay Gadit, Co-founder of ZIGChain, added that the partnership combines regulated settlement infrastructure with asset origination, tokenization, and distribution capabilities.
“Receivables financing, working capital, and private credit require infrastructure that can structure assets, bring them on-chain, and connect them with investors. This collaboration brings together those capabilities to support tokenized capital markets,” Gadit noted.
