Etihad Credit Bureau, the UAE’s federal entity for credit information, has launched a new Tenant Screening solution that enables private landlords to securely request the credit score of prospective tenants through UAE PASS consent.
The service, launched via the Etihad Bureau mobile app in April 2026, allows tenants to control the sharing of their credit information by approving requests through UAE PASS. Etihad Credit Bureau is among the first entities to adopt UAE PASS as a secure consent channel.
The solution was initially announced and previewed by the Telecommunications and Digital Government Regulatory Authority (TDRA) and Digital Dubai during GITEX 2025. The launch marks a milestone in the collaboration between Etihad Credit Bureau, TDRA and Digital Dubai to advance integrated digital services aligned with the UAE’s zero-bureaucracy and digital transformation objectives.
The Tenant Screening solution complements Etihad Credit Bureau’s existing Cheque Clearance Indicator feature, which has also been enhanced with artificial intelligence to enable cheque recipients to scan cheques and assess the likelihood of clearance based on the issuer’s credit registry records.
The two services are aimed at strengthening confidence and transparency in real estate transactions.
Etihad Credit Bureau said that it will continue developing the Tenant Screening service in collaboration with the real estate sector and introduce additional use cases leveraging UAE PASS consent-based data sharing capabilities.
Marwan Ahmad Lutfi Director-General Etihad Credit Bureau
“Tenant Screening is an excellent example of the positive outcomes that result from close collaboration with our strategic partners in government and the private sector to deliver digital services that are practical, easy to use, and aligned with market needs. By integrating the sharing of trusted credit data through the well-established UAE PASS platform, along with enhancing cheque scanning with AI, we continue to boost transparency and confidence with new use cases in key sectors.”
Hamad Obaid Al Mansoori, Director-General of Digital Dubai, said that, “UAE PASS has evolved into a cornerstone of the UAE’s digital trust infrastructure, extending beyond digital identity to enable secure consent management and trusted data exchange. Our collaboration with Etihad Credit Bureau reflects a strategic step toward activating a responsible data economy, empowering individuals with control over their data while enabling its use to deliver more transparent, efficient, and user-centric services. This integration demonstrates how unified digital infrastructure can unlock new service models that connect key sectors, enhance confidence in digital transactions, and reinforce a seamlessly integrated government ecosystem. It is particularly impactful in vital sectors such as real estate, where trust, speed, and transparency are essential.”
Eng. Majed Sultan Al Mesmar, Director-General of TDRA, stated that, “This initiative reflects the critical role of integrating national digital infrastructure with financial and credit services to develop advanced digital solutions that drive transaction efficiency and strengthen trust and transparency in the real estate sector. Leveraging UAE PASS as a secure consent management platform is in line with the UAE’s vision of building an interconnected digital ecosystem that enables trusted data exchange and empowers individuals and institutions to access seamless, efficient services.”
