The UAE Ministry of Finance has launched the Retail Sukuk Initiative, enabling citizens and residents to invest in government-backed Treasury Sukuk (T-Sukuk).
The Retail Sukuk initiative is expected to contribute to expanding the investor base for government financial instruments and empowering individuals to invest with ease and confidence.
Through this Retail Sukuk initiative, the Ministry of Finance translates its leadership’s vision of empowering individuals, promoting a culture of saving, and developing government investment instruments that enhance individual participation in economic growth and provide a direct opportunity to contribute to the UAE’s national development journey.
The investment for individuals via the Retail Sukuk initiative will start from $1,089.18 (AED 4000).
The initiative will be activated in cooperation with national banks.
Investment in retail Sukuk will be available through participating banks, with the name of the first bank to be announced on 3 November 2025.
As the UAE’s economy continues to create opportunities, inspire confidence, and reaffirm the country’s position as a global model for human empowerment and sustainable economic leadership, the new Sukuk initiative will lead to strong economic reforms and open new horizons of investment and trade cooperation.
In its efforts to create economic resilience, the Ministry of Finance, in collaboration with the International Monetary Fund (IMF) and Zayed University, recently organized a student session at Zayed University’s Dubai campus titled “Maintaining Economic Resilience in an Uncertain World”. The session also brought together around 150 students majoring in finance, economics, business administration, and communication from various universities across the UAE.
