Digital wealth management platform Vault22 has been expanding its presence in the UAE amid rising demand for AI-powered investing and financial management solutions across the region.
The expansion comes as the UAE’s fintech sector is projected to surpass $6 billion by 2030, driven by growing digital adoption, supportive regulation and increasing demand for accessible financial services.
Younger investors across the GCC are increasingly favoring digital platforms that offer greater transparency, control and real-time insights over traditional wealth advisory models.
Vault22’s platform combines budgeting, investing, account aggregation and AI-powered financial guidance in a single application. Users can track spending, monitor investments, manage debt, automate savings and view their net worth through a consolidated dashboard.
Vault22 currently offers 52 diversified investment portfolios, including 26 Shariah-compliant portfolios, as demand for values-based investing continues to grow across the GCC. The company is also developing a Wealth-as-a-Service model for banks and financial institutions seeking to offer embedded digital wealth solutions.
The platform’s AI-powered financial advisor, Tara, provides guidance based on users’ spending patterns, liabilities, investments, income cycles and long-term financial goals. Users can search transactions, receive personalized insights, identify potential cash shortfalls, track investments and receive prompts linked to their financial activity.
Stephen Ong Co-Founder – Vault22
“Tara is designed to move financial guidance from generic advice to real-time, hyper-personalized insights. Because Vault22 understands a user’s accounts, spending, investments, liabilities and goals, the platform can help people make better decisions at the moment those decisions matter.”
Benito Mable, Founder and CEO of Vault22 said that, “We’re seeing a major shift in how people engage with money. Users increasingly want a single platform that helps them understand their finances holistically, not just invest, but budget smarter, track goals, manage spending and build wealth over time. That’s the direction the industry is moving in.”
Vault22 has surpassed one million registered users globally and added more than 50,000 new users over the past 90 days. Monthly active users rose 6.92 percent in February, according to the company. Its investors include Standard Chartered Ventures, Old Mutual and Franklin Templeton.
UAE remains central to Vault22’s regional growth plans as Dubai continues to strengthen its position as a fintech and digital assets hub. Vault22 said it plans to expand its AI capabilities and grow its presence across the GCC in the coming months.
