Fintech platform Vault22 has launched in UAE, unveiling an AI-powered wealth management platform that helps individuals budget, save, and invest more efficiently through a single digital application.
Designed to simplify personal finance, Vault22 aggregates bank accounts, investments, liabilities, and financial goals into one intelligent dashboard, allowing users to understand their financial position and make clearer long-term decisions.
The launch comes amid growing demand for digital tools that manage increasingly complex financial lives. Professionals operating across multiple banks, currencies, and investment accounts often struggle to maintain a comprehensive view of their finances.
Vault22 addresses this by combining data aggregation with artificial intelligence to provide personalized insights and guidance.
Vault22’s AI financial advisor, Tara, analyses spending patterns, financial behavior, and investment activity to offer tailored advice on budgeting, debt reduction, savings, and investment planning. The system can forecast cash shortfalls, monitor idle funds, track investments, and deliver timely prompts aligned with income cycles and financial goals.
Vault22 currently has more than 1 million registered users worldwide, with over 50,000 new registrations in the past 90 days and a 6.92 percent increase in monthly active users in February, reflecting rising demand for digital financial management tools.
Benito Mable Founder and CEO – Vault22
“The UAE is one of the most dynamic financial markets in the world today. With a rapidly growing fintech ecosystem and a population that is highly engaged in entrepreneurship and investment, people here are increasingly looking for smarter tools to manage wealth across borders. At the same time, financial institutions in the region are looking for technology partners to accelerate their digital wealth offerings. The platform brings financial aggregation, AI-driven insights and digital investment capabilities into one platform, giving individuals greater clarity, control, and intelligence when it comes to financial decision-making.”
Stephen Ong, Co-Founder of Vault22, said that, “Most financial institutions only see a small portion of a customer’s financial life, usually activity within a single account. By aggregating accounts, assets and liabilities into one platform, it can develop a much more holistic understanding of each user’s financial needs. That allows us to deliver personalized financial guidance and connect customers with the right financial products at the moment they actually need them.”
Key growth areas of Vault22
Backed by Standard Chartered Ventures, Old Mutual, and Franklin Templeton, the company is focusing on two key growth areas in the GCC:
Pan-African markets
Islamic finance economies
The platform offers 52 diversified investment portfolios, including 26 Shariah-compliant options, screened according to AAOIFI standards and supported by an independent Shariah Supervisory Board.
Image credits: Vault22 | Cropped by GBN
In addition to its consumer offerings, Vault22 provides Wealth-as-a-Service infrastructure for financial institutions. The platform is available online and via mobile apps on the Apple App Store, Google Play, and Huawei App Store.
The UAE launch builds on the company’s established presence in South Africa, where it developed and scaled its financial intelligence infrastructure across diverse customer segments. Headquartered in Dubai International Financial Centre (DIFC), Vault22 now targets globally mobile professionals, entrepreneurs, and cross-border investors managing capital across multiple markets.
