Qatar International Islamic Bank (QIIB) has started to offer Apple Pay, a cash-free smartphone payment and digital wallet service, which helps customers avoid handing their payment card to someone else, touching physical buttons or exchanging cash, and uses the power of iPhone to protect every transaction.
Transactions made through Apple Pay is secure as it is authenticated with Face ID, Touch ID, or device passcode, as well as a one-time unique dynamic security code. In order to make a contactless payment, customers simply have to hold their iPhone or Apple Watch near a payment terminal. Apple Pay is accepted in grocery stores, pharmacies, taxis, restaurants, coffee shops, retail stores, and many more places.
Customers can also use Apple Pay on iPhone, iPad, and Mac to make faster and more convenient purchases in apps or on the web in Safari without having to create accounts or repeatedly type in shipping and billing information.
Apple Pay is easy to set up. On iPhone, users simply have to open the Wallet app, then tap on to the ‘+’ icon, and follow the steps to add QIIB’s credit or debit cards. Once a customer adds a card to iPhone, Apple Watch, iPad, and Mac, they can start using Apple Pay on that device right away. Customers will continue to receive all of the rewards and benefits offered by QIIB’s cards.
Security and privacy are at the core of Apple Pay. When customers use a credit or debit card with Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. Instead, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, an industry-standard, certified chip designed to store the payment information safely on the device.